EITC Eligibility Checker

Check whether your income and household qualify for the Earned Income Tax Credit.

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Investment income must be below $11,600 (2026) to qualify.

Without qualifying children, you must be 25–64.

Eligibility Result

About the Earned Income Tax Credit

The EITC is a refundable tax credit for low- to moderate-income working individuals and families. In 2026, the maximum credit ranges from $632 (no children) to $7,828 (three or more children). The credit phases in with earned income, reaches a plateau, then phases out above an income threshold that depends on your filing status and number of qualifying children. This checker applies the income limits published in IRS Revenue Procedure 2024-40 and does not account for every disqualifying condition (see limitations below).

Limitations

  • This tool checks income limits, investment income, age, and filing status — the most common disqualification reasons.
  • It does not verify qualifying-child rules (relationship, residency, age, joint-return tests).
  • It does not check for disqualifying foreign income (Form 2555 exclusion).
  • The estimated credit amount is approximate — your actual credit depends on your full tax return.
  • Consult IRS EITC guidance or a tax professional for definitive eligibility.